Tag Archives: plan

Money, Money, Money

Hey guys! I am sorry that it took me 2 weeks to make a new post. It’s hard to keep on track sometimes especially with the current weather which is perfect if you want to read a book outside but not that good if you want to have a regular posting schedule.

Also the internet connection didn’t really work with me and it cost me 2 days to upload this video but here it is. I talk about money and how much I hate it! So if you want to hear me rant, go ahead and click play!

But now I’ve something a bit more imporant to talk to you about, and it is also about money. But no, don’t worry not about your money. Well maybe, just a little.

Money was the one and only thing that could have prevented me from going to Korea. My family approves, my friends understand and I am willing to drop my shit any moment of the day just to back to Korea.  But the money!

Tuition fee at Hanyang or any other Korean university is at least double if not triple the amount of tuition I would pay for going to a Dutch university and this scared my parents a lot. They don’t want me to go in debt and they don’t want me to live in poverty either so I made a deal. If I could show them the exact costs for studying in Korea for 4 years and I would be able to make ends meet using all available resources they would let me go.

I did and to be honest it scared me to see the number in the red getting bigger and bigger with each expense I added and it’s scary to know that if I don’t find a job when I am in Korea (or a really nice scholarship) I will have a 50.000 euro debt.

However, I am not here to complain about that but to tell you a few valuable lessons I learned while I made this budgeting plan.

  1. Take everything into account, even unknown expenses. My lists consist of rent, food, clothes, fun, phone, unknown and school.
  2. Don’t just make a monthly overview but also yearly and in my case I even made an overview for 4 years.
  3. Try to make it as accurate as possible. Internet is your best friend if you are looking up prices.
  4. Use every available source to get money, student loans, parents, grandparents keep on trying you will be surprised.
  5. You don’t have to make your budget as tight as possible, leave a little space to breath. Live comfortably but not luxurious.
  6. Save! Even though you might have a little bit of room at the end of the month, this doesn’t mean you should spend all that money because it is ‘left over’. Put it in your savings account and don’t touch it. That way you always have a little something left in months where your budget isn’t sufficient.

 

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Motivational Monday – starting now

 

Although I really enjoyed listening and making my weekly music posts I want to try something new on my blog.

I feel like I need a bit of motivation and perhaps feedback on some of the projects I am currently involved in. I usually prefere to keep my projects for myself since I hate failure, and what is worse when I fail, people that know I failed. However keeping my projects a secret also helped me to not do things, but I think sometimes you just have to start! So, that’s what I am doing, starting now!

Today I will share three projects I am working on. The first one is still an early stage development, namely this blog. I’ve always wanted a succesfull blog. And by succesfull I don’t mean xiaxue famous. Succesfull to me means my own domain, my own designed webpage and a connection with people that visit my blog. I want to share what I know, while learning from others. I want to meet great new people I wouldn’t have met otherwise. I am already well on my way and although I only seriously started with this blog for little over a month the amount of followers and commenters suprise me. And I am very greatfull and happy about it. Even if it takes years I would love to expand this blog into a website where I can help people achieve there dreams, encourage people to do what they want to do becuse that’s what I think is most important.

My goal is more involvement, I want to get to know everyone that even only looks at my blog, why do you return, or why do you stay away? I’d love to hear from you, even if it’s just a Hi every know and then. I also want to find a concept that I like, I am pretty close already but not quite there yet. But once I have that I think I will actually start with a design and getting my own domain.

The second thing I want to achieve is  I want to be more organized, I want to have a perfect daily schedule, I want to be on top of things and not forget people’s birthdays. I am currently trying to get organized and trying to get rid of anything that is not only clutterling my room but also cluttering my brains. Edit my life, so to say. I thinking of of getting myself a filofax – which has the most amazing planners ever – they are expensive but it seems worth it.  I just really want to be on top of things instead of constantly feeling like I am falling behind.

And last but not least, I really need to study more Korean. So starting from today I will study at least 15 minutes of Korean every day! No excuses, just do it!

I will keep you guys up to date one way or another and post things to motivate myself and you with your goals every monday starting from today.

So tell me, what are your goals for the future or near future?

Love Wietske

 

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